5 Reasons You Should have Optional Roadside Assistance on Your Insurance Policy
by adminPaying for things you don’t need is no fun; however, getting stuck on the side of the road with no help in sight is worse – much worse. An insurance broker in Delta hears the stories all the time; getting stuck alongside a highway waiting for fuel, being late because keys have been locked in the car, or waiting hours for a boost. There is a better way.
There are costs to owning a car that just can’t be escaped. Vehicles need to be insured, powered, and maintained, and every so often, something will happen that requires roadside assistance. As part of your optional coverage, drivers can choose to add roadside assistance to their policy. However, due to the already high costs of obtaining basic insurance, many drivers choose not to include roadside assistance in their policy – and that could end up costing them big bucks in the future.
But don’t take your insurance broker’s word for it; here are five reasons why drivers from Delta to Dundarave should have optional roadside assistance coverage.
Towing Service
There are many reasons you may one day require towing services, accidents, breakdowns, or other emergencies, but one thing that doesn’t change is the fact that tows are expensive. Having roadside assistance can save you time and money when it comes to hiring a tow truck. The typical cost of a tow is over $100, while roadside insurance monthly cost is about $10.
Boosting Your Battery
Does cold weather have your car refusing to start? Or maybe someone forgot to turn the lights off before locking up? Dead batteries are one of the most common roadside assistance calls, and without coverage, each event could cost you upwards of $120. Battery boosting is included free of charge with roadside insurance, so you never have to worry about dead batteries again.
Changing Flat Tires
Sometimes you just don’t catch a pothole in time, or you run over debris left lying in the road. Either way, flat tires happen and trying to change a tire along a busy stretch of road is nerve-wracking, to say the least. Roadside assistance coverage will take care of your flat tire and get you back on your way fast. A single assistance call can cost close to $100, about the same as a year of roadside coverage.
Emergency Fuel Delivery
We’ve all pushed the empty gauge a little too far, but sometimes you are one unexpected traffic jam away from not making it to the next gas station. The cost of an emergency fuel delivery without optional coverage can be over $100, plus the cost of fuel. With roadside assistance, you are one call away from emergency fuel delivery and enough gas to get you to the next closest station.
Lock Out Service
Key technology is great in so many ways; however, being able to lock, start, and drive your car without ever touching a key can make leaving your keys in the car that much easier. With the average cost of emergency lock-out service over $100, a single emergency can cost you almost as much as a year of roadside assistance.
When you break down the cost of emergency service and optional roadside coverage, it’s easy to see the benefit of protecting yourself and your vehicle. Roadside service plans vary, but in most cases, annual roadside coverage will pay for itself with a single emergency event. To learn more about optional insurance coverage, contact your insurance broker in Delta.