Business Insurance

Prime Insurance offers various types of business insurance to protect your business. They include

• Commercial General Liability Insurance – To cover your business against third-party claims for injury or damage.
• Business Property Insurance – Insures your business assets, e.g., buildings, equipment, and stock.
• Commercial auto insurance – This is for businesses that use cars.
• Professional Liability Insurance – Insures professional services and advice against legal claims.
• Workers' Compensation Insurance – Gives protection for injuries that occur at work.
• Business Interruption Insurance – Protects against cyberattacks and data breaches.

Whatever your business is, we can assist you in selecting the proper coverage to suit your requirements.

Prime Insurance is a family-based, independent insurance broker with over 30 years of experience. Our qualified team provides:

• Individual service ensures we can comprehend your business's exclusive risks.
• Specialist advice for making you well-equipped to sift through complicated business insurance policies.
• Tailor-made coverage matching your unique business needs and price point.
• Multiple insurer accessibility, guaranteeing the best coverage and premium to you.

We’re dedicated to offering world-class customer service and forming lasting customer relationships.

Yes, our clients extend to other areas in BC—not just the Lower Mainland. If you prefer a live face-to-face service or aren't nearby, we're ready to accommodate you by performing your insurance tasks from here.

To begin with business insurance, you’ll generally require:

• Operating documents and business registration
• Tax or financial statements
• Information about business property, assets, and employees
• Existing insurance policy (if applicable)

Our experts will assist you in preparing the proper documents and obtaining the coverage that your business requires.

Yes, we provide speciality coverage for home-based businesses, including protection of business equipment, inventory, and liability exposures. If you have a small online business or professional service operating from home, we will customize your policy to your requirements.

We're here to walk you through each step of the claims process. From filing the report to knowing your rights and what to do next, we make the process as easy and stress-free as possible. We'll also be your champions during the claim.

Yes! We don't simply sell insurance; we assist you in managing potential risks. Our staff can help identify potential risks within your company operations and recommend mitigation methods. We are proactive risk managers who seek to reduce your risk exposure to loss.

Yes! By combining your general liability insurance, business property insurance, and commercial auto insurance, you can save money and streamline your policies. Just let us know what your business requires, and we'll give you a bundled quote that maximises savings.

Yes, we know business doesn't stop, so we're open 7 days a week to help you with your business insurance. If you need assistance with policy renewals, claims, or coverage questions, we're here to help.

Obtaining a quote is simple! You can

• Call us directly
• Stop by our office in Fleetwood, Surrey
• Contact us online via our site or email

Our courteous, professional team will give you a free, no-obligation quote specifically suited to your business. We will work with you closely to explain your options to you.

Prime Insurance has established a trust and personalised service reputation over 30+ years. We boast:

• A family-owned culture that focuses on long-term client relationships.
• Our mobile delivery service for Autoplan insurance renewals brings convenience to your doorstep.
• A team available 7 days a week, ensuring you can always reach us when you need us most.

Our clients have stayed loyal to us because we provide competitive premiums and the highest level of customer service.

Yes, we offer flexible coverage solutions for seasonal businesses, so you're covered during peak season and off-season. If you have a summer business, a ski resort, or any other seasonal business, we'll work with you to develop a policy that addresses the special needs of your business.

Our mission is to obtain the best price while providing you with adequate cover. We shop around for policies from various insurers and strive to get the most value for your company. We are an independent broker and so are not restricted to one insurer, which allows us to negotiate in your best interests.