Prime Insurance makes updates simple and convenient anywhere you are.
Renew or Change your ICBC Insurance onlineWhen you run a business, you take on an incredible responsibility, not just for making the business successful and profitable, but also for ensuring that your business is protected against threats to continued operation, and against potential liability.
Commercial Insurance protects you and your business in many ways:
The risks associated with inadequate insurance coverage are severe. You must have more comprehensive coverage than just property insurance to fully protect your business. Your assets are important, yes, but if you are faced with a significant business interruption or a costly lawsuit, your business may not be able to weather the financial storm.
British Columbia Business insurance is a complete assembly of insurance policies to protect every business owner against the overwhelming risks of doing business, not just for losses of property, but also for claims against the business by employees or customers.
At Prime Insurance, our commercial business insurance experts can help you make sure that your business is properly protected, so that you can continue to operate and thrive, no matter what misfortunes befall you. When you consider the costs of inadequate coverage, there is just no justification for leaving your business at risk.
Contact us today for a free consultation and quote for a business insurance policy that is tailored to your business needs.
Why Choose Us
We understand that no two businesses are alike. We go beyond standard policies to create a customized insurance package that bundles the specific protections your operation needs, ensuring you’re never paying for coverage you don’t.
As a Surrey-based broker, we know the local market. We leverage this knowledge and our access to top national insurers to find you the most comprehensive coverage at the most competitive price point available.
We’re more than just a policy provider; we’re your risk management partner. We offer expert advice, simplify complex options, and provide dedicated support during claims so you can focus on growing your business.
Your Trusted Broker for Business Insurance in Surrey
Securing the right business insurance in Surrey is the foundation of any successful company. Whether you need small business insurance in Vancouver or a comprehensive Business Owner’s Policy (BOP) in Langley, our expert brokers can help. We specialize in finding the perfect blend of business liability insurance and commercial property insurance for your needs.
As a leading insurance broker for the Lower Mainland, we serve clients across Richmond, Burnaby, and Delta. We understand that your commercial insurance needs are unique. We take the time to understand your operations to provide a business insurance quote that is both competitive and comprehensive, protecting you from unforeseen risks.
Let our team of experts handle the complexities of your business insurance in BC. We’re committed to protecting your assets so you can focus on growth.
Our Insurance Solutions
Get comprehensive, affordable protection in one package. A BOP combines general liability and commercial property insurance, simplifying coverage for your small or medium-sized business.
Protect your business from costly third-party claims. This essential coverage safeguards you against allegations of bodily injury, property damage, and advertising injury on your premises.
Safeguard your physical assets from the unexpected. We cover your building, equipment, inventory, and more against risks like fire, storms, and theft to ensure business continuity.
Get a Quote for Small Business Insurance in the Lower Mainlands
Getting a quote for small business insurance in the Lower Mainland is a critical step in protecting your investment. We provide tailored commercial insurance solutions for companies in Delta, Coquitlam, and White Rock. A Business Owner’s Policy (BOP) is an excellent way to combine commercial general liability with property insurance.
As a top insurance broker in Surrey, we simplify the process of finding the right business insurance. We proudly serve the business communities of Vancouver and Langley, offering expert advice on the best coverage. Whether you are in Richmond or Burnaby, we are your local source for comprehensive commercial insurance in BC.
Don’t leave your hard work unprotected. Let us help you find the perfect policy. Our expertise in business insurance ensures you get the protection you need to operate with confidence.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
Our Blogs
From understanding your ICBC renewals to choosing the right home or business insurance, our blog breaks down complex topics into clear, helpful tips
July 9, 2025
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December 18, 2024
April 28, 2024
FAQ’s
Get the clarity you need to make smart decisions about protecting your business, your assets, and your future.
No. Home insurance typically excludes business-related liability and property. A separate business policy is essential to cover your operations, equipment, and professional risks.
A BOP is an affordable package that bundles key coverages. It typically combines General Liability and Commercial Property insurance, simplifying protection for small to medium-sized businesses.
No. Your business policy does not cover your vehicles. You will need a separate Commercial Auto or Fleet Insurance policy to properly protect your company cars or trucks.
This is where Business Interruption coverage is critical. It can help replace lost income and cover ongoing expenses like rent and payroll while you recover.
This depends on your industry and risk exposure. We will analyze your operations to recommend an appropriate limit that protects your business assets from a major lawsuit.
We recommend a full policy review at least once a year, or whenever you make a significant change like hiring new employees, moving, or launching a new product.
Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.
