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Renew or Change your ICBC Insurance onlineThere is nothing like the feeling of freedom that getting out on the water affords. But while boating offers adventure, fun, and exhilaration, it also involves a significant amount of risk. The water is unpredictable, and when a mishap occurs, it usually happens quickly, leaving boaters in peril and boat owners facing the loss of their investment and liability for accidents and injuries. That is why boat insurance is a must.
There are so many potential hazards that come with boat ownership and operation. Wind or a storm can come up quickly; on the water collisions with inexperienced boaters can occur; engines can fail, leaving you adrift and in danger; hidden underwater obstacles can take you by surprise and damage or sink your vessel. In all of these situations, not only is the vessel itself at risk of loss, or damage, the people on board, or in other vessels may be injured, or worse, leaving the boat owner liable.
Don’t let a boat accident cost you your investment or your financial security. Before you head out on the water, make sure you and your vessel are protected with the proper boat insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.
At Prime Insurance, we will ensure that you, your passengers, and your boat are fully protected, with the right boat insurance coverage at incredibly affordable prices. We have been protecting greater Vancouver boat owners with complete boat insurance, tailored to their vessel, since 1994.
Fill out our convenient online form, or call us today for Surrey boat insurance that will let you enjoy your time on the water, without worry.
Why Choose Us
Boating has unique risks. Our policies go beyond basic coverage to include options like emergency towing, wreckage removal, and protection for your expensive fishing gear and equipment, ensuring you’re covered on and off the water.
From fishing boats and pontoons to wakeboard boats and yachts, we find the right policy for your specific watercraft. We ensure your coverage matches your boat’s value, use, and navigational range.
As independent brokers, we navigate the market for you. We compare policies from Canada’s leading marine insurers to find you the most comprehensive coverage at the best possible price, saving you time and money.

Your Broker for Boat Insurance in Surrey, BC
Enjoying the waters of British Columbia requires the right boat insurance in Surrey. Whether you need fishing boat insurance for the Fraser River or yacht insurance for the coast off Vancouver, our expert brokers provide comprehensive protection. Boaters in White Rock, Delta, and across the Lower Mainland trust us to find the best policies.
Getting a boat insurance quote from our brokerage means you’re comparing top options for all types of watercraft insurance in BC. We understand the unique needs of boat owners in Langley and Richmond. As a leading insurance broker in BC, we ensure your marine insurance policy covers liability, your vessel, and your gear.
Let us find you the perfect boat insurance in Surrey for your next day on the water. Our team is dedicated to protecting your vessel with affordable, reliable coverage.
Our Insurance Solutions
From speedboats to luxury yachts, we provide comprehensive coverage. Protect your hull, machinery, navigation equipment, and liability on the open water with a tailored policy.
Get the right coverage for your recreational vessel. We protect your fishing or pontoon boat, valuable angling equipment, and on-board safety gear from damage or theft.
Enjoy the thrill with total peace of mind. We offer specialized policies for your Jet Ski, Sea-Doo, or other PWC, covering liability, physical damage, and theft.

Affordable Boat Insurance Quotes in the Lower Mainland
Finding affordable boat insurance in Vancouver is a crucial step for any mariner. Our brokerage specializes in pleasure craft insurance, providing tailored solutions for boat owners in Delta, White Rock, and Burnaby. Whether you need PWC insurance for a jet ski or comprehensive yacht insurance, we are the insurance broker you can trust.
We make it easy to get a quote for your marine insurance. As experts in boat insurance in the Lower Mainland, we understand the needs of boaters from Richmond to Coquitlam. We compare policies to ensure your watercraft insurance covers liability, physical damage, and your valuable equipment. Our goal is to provide the best boat insurance in BC.
Rely on our team to secure your investment with the right boat insurance in Surrey. We provide the peace of mind you need to fully enjoy your time on the water.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
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FAQ’s
Get clear answers to common questions so you can navigate the waters with confidence and complete protection.
While not legally mandatory like car insurance, most marinas, yacht clubs, and lenders require you to have proof of liability coverage to use their facilities.
Typically, home insurance only provides very limited coverage for small, low-horsepower boats. A dedicated policy is needed for proper protection and liability.
It also covers crucial things like liability if you injure someone, emergency towing, wreckage removal, and loss or damage to your personal gear and equipment.
Yes, most policies include navigational limits that extend into the US. It’s important to confirm your specific policy’s range with us before you go.
Discounts are often available for having approved safety courses, a clean claims record, professional certifications (like PCOC), and bundling with your other policies.
Yes. Keeping your policy active during layup is crucial to protect against fire, theft, vandalism, and storm damage while your boat is in storage.

Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.