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Renew your Auto plan insurance online

You can now renew or make changes to your ICBC Autoplan policy online with Prime Insurance.

Renew or Change your ICBC Insurance online

Car Insurance In Surrey, Vancouver, Lower Mainland

Essential Protection For Every BC Driver

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Driving is an essential part of daily life for most people, but it comes with significant risks. From fender benders in busy parking lots to serious collisions on the highway, accidents can happen when you least expect them. Without the right car insurance, the financial consequences of an accident can be devastating. Protecting yourself, your passengers, and your vehicle with proper insurance isn’t just a good idea—it’s a necessity.

Complete Auto Insurance In Greater Vancouver

Before you get behind the wheel, it’s crucial to have a comprehensive auto insurance policy in place. In British Columbia, basic Autoplan coverage is mandatory, but it’s vital to ensure your policy is robust enough to cover all potential costs.

An effective car insurance policy goes beyond the basics and can include:

  • Liability Coverage for damage or injury you may cause to others.
  • Collision Coverage to pay for repairs to your own vehicle after an accident.
  • Comprehensive Coverage for non-collision-related events like theft, vandalism, or fire.
  • Loss of Use Coverage to provide a rental vehicle while yours is being repaired.
  • Hit-and-Run Coverage for damages and injuries.

At Prime Insurance, we have been tailoring auto insurance packages for drivers in Surrey and greater Vancouver since 1994. We know you need to be protected from the risks of the road. We will create an insurance package that gives you the right protection at affordable rates, so you can drive with confidence. Contact us today for car insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.

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    Why Choose Us

    Why Prime Insurance For Car Insurance

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    Coverage Beyond the Basics

    Basic Autoplan is mandatory, but is it enough? As independent brokers, we go further by comparing private insurance options to add crucial coverages like Collision and Comprehensive, ensuring your policy truly protects you and your vehicle.

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    The Best Rates from Top Insurers

    We work for you, not the insurance companies. We shop the market, comparing ICBC and private insurers to find you the most competitive rates and every available discount, saving you both time and money.

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    Unmatched Convenience & Support

    We make insurance easy. Open 7 days a week, we offer renewals online, by phone, or in person. Plus, with our free mobile delivery service, we can bring your documents directly to your home or office.

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    Your Trusted Broker for Car Insurance in Surrey, BC

    Finding the Best Auto Insurance in the Lower Mainland

    Securing the right car insurance in Surrey is a vital step for every driver. While basic ICBC Autoplan is mandatory, our expert brokers specialize in finding enhanced private car insurance to fully protect you. We serve clients across Vancouver, Langley, and the entire Lower Mainland, providing tailored auto insurance solutions.

    As a leading insurance broker in BC, we make it easy to get a competitive car insurance quote. We compare the best options for drivers in Richmond, Burnaby, and White Rock, ensuring your auto insurance policy fits your needs and budget. Our goal is to be the top choice for car insurance in Surrey.

    Let our team navigate the complexities of ICBC and private coverage for you. We are committed to finding you the most comprehensive and affordable auto insurance available.

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    Our Insurance Solutions

    Car Insurance Services

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    ICBC Autoplan & Private Coverage

    We are experts in both mandatory ICBC Autoplan and optional private insurance. We'll help you find the perfect blend of coverage for complete protection.

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    New Vehicle Protection

    Protect your new car from depreciation. We offer replacement cost coverage, like Optiom, to ensure you get a brand-new vehicle if yours is written off..

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    Rental Car & Temporary Insurance

    Whether you're renting a car for a trip or need temporary insurance for another reason, we provide flexible, short-term options to keep you covered.

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    Get an Affordable Car Insurance Quote in the Lower Mainland

    Expert Advice on ICBC and Private Auto Insurance

    Finding affordable auto insurance in the Lower Mainland is essential for every driver. At Prime Insurance, we provide custom car insurance solutions for drivers in Delta, Coquitlam, and White Rock. As your expert insurance broker, we explain your options with both ICBC and leading private insurance companies.

    We make it simple to get a car insurance quote that fits your needs. Our team specializes in everything from Autoplan renewal to finding new policies for drivers in Richmond and Burnaby. Our goal is to provide the most reliable auto insurance in Surrey.

    Trust our team to compare the options and find the right coverage for you. We are committed to finding the best car insurance in BC, offering unparalleled service and expert advice to keep you safe on the road.

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    What our Clients Say

    Protect your life with Prime Insurance

    Susan B.

    Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.

    Absolute Motor Cars

    I been using this location for my business for years, great customer service and knowledgeable people.

    Britny N.

    We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family

    Navrose Bains

    I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.

    Sithabile Chibangu

    Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.

    Navjot Jhajj

    Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.

    FAQ’s

    Car Insurance FAQ – Prime Insurance Centre

    We know car insurance can be confusing. Here are clear answers to common questions to help you drive with confidence..

    Is my basic ICBC Autoplan coverage enough, or do I need more?

    While basic Autoplan is mandatory, it has limitations. We usually recommend optional Collision or Comprehensive coverage and can use private insurers to get you higher limits and better rates.

    My driving record isn’t perfect. Can you still help me find an affordable rate?

    Yes, absolutely. As brokers, we access different insurance providers and will work to find the most affordable options available for your specific situation3.

    How do I know if I’m getting all the available discounts?

    That’s our job! We automatically check for every available discount, such as those for winter tires, anti-theft devices, or bundling your auto and home insurance4.

    What’s the easiest way to renew my insurance?

    We make it incredibly easy! You can call us or start the process online. We can handle everything remotely and even deliver your documents to you with our free mobile delivery service6.

    What is “replacement cost” coverage and is it worth it?

    If your new car is written off, basic insurance may only pay its depreciated value. Replacement cost coverage helps cover the gap to get you a brand-new replacement vehicle, protecting you from a major financial loss.

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    Have Questions? Let’s Talk

    We’re open daily to help you find the right coverage or make updates to your current policy.