
You can now renew or make changes to your ICBC Autoplan policy online with Prime Insurance.
Renew or Change your ICBC Insurance online
Renting a vehicle, whether for a vacation, a business trip, or while your car is in the shop, comes with unique risks and confusing choices. Declining the rental company’s expensive daily insurance can be tempting, but an accident without proper coverage can lead to huge out-of-pocket costs. Protecting yourself with a dedicated rental vehicle policy is not just a good idea—it’s a crucial step for financial peace of mind.
Complete Rental Coverage Before You Drive
Before you leave the rental lot, it’s vital to have a comprehensive insurance policy in place. While your personal auto policy or credit card may offer some protection, it often comes with significant gaps and limitations. A standalone rental policy provides clear and robust protection.
An effective rental car insurance policy can include:
At Prime Insurance, we have been tailoring rental vehicle insurance packages for drivers in Surrey and greater Vancouver since 1994. We know you need to be protected from the risks of driving an unfamiliar vehicle. We will create an insurance package that gives you the right protection at affordable rates, so you can drive with confidence. Contact us today for rental car insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.
Why Choose Us
Insurance offered at the rental counter is often overpriced with limited coverage. We provide more comprehensive options at a fraction of the cost, ensuring you’re not pressured into buying an expensive, last-minute policy.
While many credit cards offer some rental protection, it’s often secondary and comes with many restrictions. We provide primary coverage with clear terms, so you know exactly what’s protected without any surprises.
We make rental insurance easy. Get covered before you travel so you can walk up to the counter with confidence. Our team is available 7 days a week to provide expert advice and set up your policy.

Your Trusted Broker for Rental Car Insurance in Surrey, BC
Securing the right rental car insurance in Surrey is a vital step for any trip. While ICBC Autoplan offers some options, our expert brokers specialize in finding enhanced private rental insurance to fully protect you. We serve clients across Vancouver, Langley, and the entire Lower Mainland, providing tailored solutions.
As a leading insurance broker in BC, we make it easy to get a competitive rental insurance quote. We compare the best options for drivers in Richmond, Burnaby, and White Rock, ensuring your policy fits your trip and budget. Our goal is to be the top choice for rental car insurance in Surrey.
Let our team navigate the complexities of rental coverage for you. We are committed to finding you the most comprehensive and affordable rental vehicle insurance available.
Our Insurance Solutions
Get comprehensive, affordable coverage for your next car rental. This policy protects you from damage to the vehicle and liability claims, offering superior protection.
Need to borrow a friend or family member’s car? We offer policies that protect you when you’re driving a vehicle that isn’t your own..
Bundle your rental car insurance with a complete travel policy. Get medical, trip cancellation, and rental vehicle coverage all in one simple, affordable package.

Get an Affordable Rental Insurance Quote in the Lower Mainland
Finding affordable rental car insurance in the Lower Mainland is essential for any driver. At Prime Insurance, we provide custom solutions for drivers in Delta, Coquitlam, and White Rock. As your expert insurance broker, we explain your options beyond basic credit card or ICBC coverage.
We make it simple to get a rental insurance quote that fits your needs. Our team specializes in finding policies for local use or for trips abroad. Our goal is to provide the most reliable rental car insurance in Surrey.
Trust our team to compare the options and find the right coverage for you. We are committed to finding the best rental insurance in BC, offering unparalleled service and expert advice.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
FAQ’s
We know rental car insurance can be confusing. Here are clear answers to common questions to help you make the right choice.
Your optional ICBC coverages, like Collision, can sometimes be extended to rentals, but limitations apply. A separate rental policy is often safer and more comprehensive.
Credit card coverage is usually secondary, meaning it only pays after your primary insurance. It also has many exclusions, like certain vehicle types or rental periods.
No. Buying insurance from a broker like us beforehand is almost always more affordable and provides better, clearer coverage than the expensive daily packages at the counter.
Yes. We can ensure your policy provides seamless coverage for driving rental vehicles in both Canada and the United States, so you are protected on your trip.
If you damage a rental, the company can charge you for the income they lose while it’s being repaired. Our rental policies are designed to cover this specific risk.

Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.