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Cargo Insurance Surrey, Vancouver, Lower Mainland

Cargo Insurance

When you are in the transportation business, it is necessary to carry several types of insurance. If you miss anything, you could be at risk and your business could be destroyed by a single lawsuit. There are unique hazards involved in the hauling business, so it is crucial to ensure that you have all the right types of insurance and with adequate levels of coverage for each one.

A cargo insurance policy covers your business against liability for cargo you are hauling for others. In the event that your customers’ cargo gets lost or damaged during transport, your business must be insured to protect both their assets, and your business.

Make sure your business is protected with a customized cargo insurance policy that meets your needs and is suited to the types of cargo that your business hauls. At Prime Insurance, our cargo insurance experts will prepare a policy that fully covers your business and your customers’ assets while in your care.

If you are unsure about the type of coverage you need, or the level of coverage required, call us for cargo insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland. Our team will design a customized policy for the types of commodities that your business hauls to ensure that you are prepared and protected.

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    Why Choose Us

    Why Prime Insurance For Cargo Insurance

    Cargo Insurance

    Tailored Transit Protection.

    Whether you’re a carrier or the owner of the goods, we customize your policy. We cover your specific types of cargo against the unique risks they face during transit, from spoilage and theft to damage.

    Cargo Insurance

    Expertise in Local & Global Shipments

    With our proximity to major ports and transport hubs, we understand the complexities of logistics. We provide expert advice on both domestic and international shipments, ensuring your coverage is compliant and comprehensive.

    Cargo Insurance

    Proactive Claims Support

    When a shipment is lost or damaged, a fast response is critical. Our team provides proactive support to expedite the claims process, helping you minimize disruptions and satisfy your clients or stakeholders.

    Cargo Insurance

    Your Broker for Cargo Insurance in Surrey

    Protecting Shipments Across the Lower Mainland

    Securing the right cargo insurance in Surrey is vital for any logistics or transport business. Whether you need motor truck cargo insurance in Vancouver or marine cargo insurance for shipments via Delta Port, our brokers can help. We provide comprehensive freight insurance policies tailored to the risks in BC.

    As a leading insurance broker in Surrey, we make it easy to get a quote for your shipping needs. Our expertise in transit insurance ensures your goods are secure. We find the best cargo insurance to protect you from financial loss.

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    Our Insurance Solutions

    Cargo Insurance Services

    Cargo Insurance

    Motor Truck Cargo Insurance

    Protect the goods you haul. This is essential liability coverage for truckers and transport companies, protecting you if a customer’s cargo is lost or damaged.

    Cargo Insurance

    Marine Cargo Insurance

    Get comprehensive protection for your goods traveling by sea or air. This policy covers your shipments from port to port against a wide range of perils.

    Cargo Insurance

    Shipper’s Interest Insurance

    As the owner of the goods, this policy protects your financial interest directly. It provides all-risk coverage for your property, regardless of carrier liability.

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    Cargo Insurance

    Get a Quote for Marine Cargo Insurance in BC

    Freight and Transit Insurance Solutions

    Finding the right freight insurance is crucial for businesses with goods in transit. We offer specialized marine cargo insurance in Langley and shipping insurance solutions in Richmond and Burnaby. Let our commercial insurance broker team assess your supply chain’s unique risks.

    Getting a cargo insurance quote from us means comparing the best rates for your shipments from the Lower Mainland. We provide robust transit insurance that covers everything from theft to damage. Trust us for all your cargo insurance needs.

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    What our Clients Say

    Protect your life with Prime Insurance

    Susan B.

    Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.

    Absolute Motor Cars

    I been using this location for my business for years, great customer service and knowledgeable people.

    Britny N.

    We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family

    Navrose Bains

    I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.

    Sithabile Chibangu

    Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.

    Navjot Jhajj

    Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.

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    FAQ’s

    Cargo Insurance FAQ – Prime Insurance Centre

    Get clear answers to common questions about protecting your valuable goods while they’re on the move.

    The trucking company or carrier has insurance. Why do I need my own?

    A carrier’s liability is often limited and covers only their negligence. Your own cargo policy provides direct, broader protection for your financial interest in the goods.

    What is the difference between an “All-Risk” and a “Named Perils” policy?

    An All-Risk policy covers everything except for what is specifically excluded. A Named Perils policy only covers the specific risks listed in the policy.

    Are my goods covered while being loaded and unloaded from the truck or vessel?

    Yes, most modern cargo policies are “warehouse to warehouse” and provide continuous coverage, including during the processes of loading and unloading.

    Does my policy cover international shipments?

    It can, absolutely. We can craft a policy that provides seamless coverage for your goods, whether they are being shipped across the province or around the world.

    What is “General Average” in marine cargo insurance?

    This is a shared loss principle in marine law. If a sacrifice is made to save a ship (like jettisoning cargo), all parties share the cost. Your policy covers this.

    How is the value of my cargo determined for insurance purposes?

    Typically, it’s the invoice value of the goods, plus freight charges, and often a small percentage (e.g., 10%) to cover additional expenses and anticipated profit.

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    Have Questions? Let’s Talk

    We’re open daily to help you find the right coverage or make updates to your current policy.