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Renew or Change your ICBC Insurance onlineContractors face risks every day as they do business. Each job brings the potential for new rewards, along with increased risk of injury, liability, and more. Insurance is a vital component of a contractor’s business, protecting the business from being damaged or destroyed by an accident or claim.
As your business grows and your contracts become larger, your insurance coverage also needs to evolve. There are several areas that should be covered in your contractor’s insurance in Surrey. These include:
To ensure the protection of your company, you should make sure that none of these areas of coverage are missing from your contractors insurance.
At Prime Insurance, we know that cost is always a factor. We can design a customer contractors insurance policy for your business, which will include the levels of coverage that you want to have, at the most affordable rates possible.
Don’t leave your business vulnerable to the devastating impact of accidents and claims. Contact us today to review your contractors insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland, and ensure that you and your business are properly protected.
Why Choose Us
We understand the unique, on-site risks you face daily. We build comprehensive packages that bundle essential coverages like liability, tool protection, and more, so you can focus on the job with confidence.
As Surrey-based brokers, we know the demands of the Lower Mainland’s construction market. We provide practical advice and find policies that meet local requirements, whether for a small reno or a new build.
We know you can’t get on-site without proof of insurance. We provide fast, efficient service and can issue certificates of insurance quickly to prevent delays and keep your projects on schedule.
Your Broker for Contractors Insurance in Surrey
Securing the right contractors’ insurance in Surrey is essential for any trades business. Whether you need contractors’ liability insurance in Vancouver or construction insurance for a project in the Lower Mainland, our brokers can help. We provide comprehensive trades insurance policies tailored to the risks in BC.
As a leading insurance broker in Surrey, we make it easy to get a quote for your contracting business. Our expertise in builders’ risk and tool insurance ensures your assets are secure. We find the best contractors’ insurance to protect you from financial loss.
Our Insurance Solutions
This is your essential protection. It covers you against claims of third-party bodily injury or property damage that occur on your job site.
Protect the tools that are vital to your livelihood. This policy covers your equipment against theft, loss, or damage, whether on-site, in transit, or in storage.
A must-have for new construction or major renovations. This policy protects the structure and materials from the start of the project until completion.
Get a Quote for Construction Insurance in BC
Finding the right construction insurance is crucial for builders and tradespeople. We offer specialized trades insurance in Langley and contractors liability insurance solutions in Richmond and Burnaby. Let our commercial insurance broker team assess your unique job site risks.
Getting a contractors insurance quote from us means comparing the best rates for your operations in Delta and across the Lower Mainland. We provide robust builders risk and tool insurance. Trust us for all your construction insurance needs.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
Our Blogs
From understanding your ICBC renewals to choosing the right home or business insurance, our blog breaks down complex topics into clear, helpful tips
January 18, 2026
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December 21, 2025
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October 30, 2025
FAQ’s
Get clear answers to common questions about protecting your contracting business from on-site risks.
Yes. Most clients and job sites require you to have proof of liability insurance before you can even start working. It also protects your personal assets.
Not under a standard liability policy. You need a separate Tools & Equipment policy to protect your gear against theft from a vehicle, job site, or storage.
Liability insurance covers damage you cause to others. Builder’s Risk insurance covers damage to the actual structure and materials of the project you are working on.
This can be a major risk. It’s crucial to ensure your policy provides coverage and that you always verify your sub’s own insurance before they work.
Most commercial job sites and contracts require a minimum of $2 million in liability, but many contractors opt for $5 million for better protection.
We know speed is critical. Once your policy is in place, we can typically issue a certificate of insurance for a new client or job very quickly, often the same day.
Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.
