Prime Insurance makes updates simple and convenient anywhere you are.
Renew or Change your ICBC Insurance online
There are so many unpredictable events that can occur, which can cause significant damage to your home, or put it at risk of being lost. Whether it is a disaster that damages or destroys your home, or a lawsuit that threatens your financial well-being, the difference between weathering the storm, or potentially losing everything, is having the right home insurance.
We have all heard of terrible events befalling homeowners:
Any of these unfortunate circumstances can cost a homeowner massive amounts of money, or even their home in its entirety and their financial security.
Don’t fall victim to the ruinous loss of your home. Protect your investment and your family with the right home insurance coverage.
Contact Prime to discuss your home insurance needs and ensure that you are fully covered against damage, loss, and litigation.
Why Choose Us
We provide comprehensive protection against major risks like fire, floods, theft, and liability claims. Our team ensures your policy is perfectly tailored to your specific home, lifestyle, and needs for complete peace of mind.
As your home’s value changes due to renovations or market shifts, we’ll review your policy. We help you update your coverage to ensure you are always fully protected and never find yourself underinsured.
Insurance can be complex, but our skilled team makes it easy. We clarify your options and recommend the right coverage, providing you with confidence and peace of mind without overstretching your budget.
Keeping Your Home’s Protection Up to Date
At Prime Insurance, we review your current home insurance policy to make sure that you have adequate protection for your home.
In some circumstances, the home’s value may have changed since the original home insurance was purchased, meaning that the coverage is no longer sufficient. Perhaps you have undertaken a significant home renovation project, increasing the per square foot value of the home and adding newer, high-end appliances? If so, your current policy may not cover the new replacement value of your home and its contents.
Our Insurance Solutions
Protect your biggest asset with customized home insurance. Our policies guard against fire, theft, water damage, and liability, securing your home, belongings, and peace of mind.
Whether you own a condo or rent an apartment, we have you covered. Our policies protect your personal property, liability, and additional living expenses after a loss.
Protect your vacation home or rental property investment. Our specialized policies cover against property damage, lost rental income, and liability, ensuring your assets are secure year-round..
At Prime Insurance, we have been protecting residents of Surrey and greater Vancouver since 1994. We are part of the community. We know home insurance. We also understand that the manageable cost of a well-crafted home insurance policy is far-overshadowed by the devastating cost of a disaster for an under-insured homeowner.
Fill out our quick contact form today, or call us at 604-582-0557 today, to review and discuss your home insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
Our Blogs
From understanding your ICBC renewals to choosing the right home or business insurance, our blog breaks down complex topics into clear, helpful tips
April 8, 2025
March 18, 2025
July 12, 2024
May 6, 2024
November 9, 2023
FAQ’s
Home insurance can feel complex. We’ve answered some common questions to help you secure your sanctuary with confidence.
We help you calculate the proper coverage by assessing your home’s replacement cost, the value of your belongings, and your liability needs. Our goal is to ensure you are fully protected without being over-insured.
Typically, standard policies do not include coverage for overland floods or earthquakes. However, this crucial protection can be added as an optional endorsement. We can explain the options for BC homeowners.
Not always. Many insurers offer a “claims forgiveness” feature, and the impact of a claim can depend on its type and size. We can advise you on your specific policy and situation.
Increasing your deductible is a common way to save. You can also get discounts for having a monitored security system, bundling your home and auto insurance, or being claims-free. We’ll help you find every discount.
Replacement cost pays to replace your damaged items with new ones of similar kind and quality. Actual cash value pays the replacement cost minus depreciation. We almost always recommend replacement cost for better protection.
Yes, personal liability is a core part of your home insurance policy. It helps protect you financially if you are found legally responsible for an injury to someone on your property.
Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.
