Whether you have a small trailer, a fifth-wheel, or a luxury RV, you need to protect your investment in your vacation vehicle. While your car insurance may provide a limited amount of coverage, it will not provide the complete protection that is required. That is why you must also obtain RV insurance.
This type of insurance covers your RV or vacation vehicle, not only while it is on the road being driven, but also when it is parked at a campsite, a roadside rest area, or at a storage facility when not in use. This is when it is vulnerable to theft, vandalism, damage, and liability, and without proper RV insurance, you may be on the hook for repair, replacement, or liability expenses.
Do you need RV insurance? Absolutely. Aside from the legal requirement to have insurance, you will also want to make sure that you don’t lose your valuable investment due to accident, theft, or disaster. What makes RV insurance unique, is that the coverage doesn’t stop when you stop the vehicle. When you rely on auto insurance for protection, that coverage only applies when you are in motion.
And RV insurance is flexible and affordable. At Prime Insurance, we can tailor your policy to provide the right level of coverage for you and your RV, when on the road, when stopped, and when your vehicle is not in use.
Don’t put your valuable investment at risk. Contact Prime Insurance today, for affordable RV insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.
Why Choose Us
An RV is both a vehicle and a home. We provide specialized coverage that goes beyond a simple auto policy, protecting your RV on the highway, at the campsite, and even in storage.
Our RV policies are designed to protect your entire investment. This includes coverage for your personal belongings, attached accessories like awnings, and liability protection for you and your guests wherever you set up camp.
As independent brokers, we do the shopping for you. We compare policies from Canada’s leading RV insurers to find you the most comprehensive coverage at the best possible price, saving you time and money.

Your Broker for RV Insurance in Surrey, BC
Exploring the beauty of British Columbia requires the right RV insurance in Surrey. Whether you have a Class A motorhome for trips through the Fraser Valley or a fifth-wheel trailer for weekends in Whistler, we provide comprehensive protection. Our clients in Vancouver and across the Lower Mainland trust us to find the best policies.
Getting an RV insurance quote from our brokerage means you’re comparing the top options for motorhome insurance, campervan insurance, and trailer insurance in BC. We understand the unique needs of RV owners in Langley, Burnaby, and Richmond. As a leading insurance broker in BC, we ensure your policy covers you on the road and at the campsite.
Let us find you the perfect RV insurance in Surrey for your next adventure. Our team is dedicated to protecting your home on wheels with affordable, reliable coverage.
Our Insurance Solutions
From Class A coaches to campervans, we offer all-in-one coverage. Protect your vehicle, personal contents, and liability on the road and at your destination.
Protect your towable home-away-from-home. We provide specialized coverage for your travel trailer or fifth-wheel, whether it’s being towed, parked, or in storage.
Living in your RV year-round requires unique protection. Our full-timer policies provide comprehensive, home-like coverage for your vehicle, contents, and personal liability.

Affordable RV Insurance Quotes in the Lower Mainland
Getting affordable RV insurance in the Lower Mainland is simple with the right broker. We specialize in motorhome insurance for adventurers in Delta, and travel trailer insurance for families in Coquitlam. As a premier insurance broker in Surrey, we compare the market to find you the best rates.
Whether you need camper insurance for a weekend trip or comprehensive coverage for a fifth-wheel, our team can help. We make it easy to get a quote for your RV insurance in Vancouver. Our goal is to provide reliable fifth-wheel insurance and motorhome insurance to all our clients in Burnaby, Richmond, and beyond.
Trust us to find the right RV insurance in BC to protect your investment. We handle the complexities of your policy so you can plan your next journey. We are here for all your vehicle insurance needs.
What our Clients Say
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
I been using this location for my business for years, great customer service and knowledgeable people.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
Our Blogs
From understanding your ICBC renewals to choosing the right home or business insurance, our blog breaks down complex topics into clear, helpful tips
FAQ’s
Get clear answers to common questions so you can hit the open road with total confidence and peace of mind.
No. Your truck’s policy only provides liability coverage for the trailer while it’s being towed. It won’t cover theft, damage, or contents.
Yes. Unlike auto insurance, a proper RV policy is designed to protect the personal contents inside your unit, just like a home.
Yes, it is highly recommended. You can reduce your coverage to save money, but keeping fire and theft protection is crucial to protect your investment.
This is exactly what campsite liability is for. This essential part of your RV policy helps protect you financially if a guest is injured.
Yes. Specialized RV insurance is designed to cover these attached accessories, which are typically not covered under a standard auto policy.
Yes, you need a “full-timer’s” policy. This provides more comprehensive, home-like coverage for personal liability and belongings, tailored to a year-round lifestyle.

Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.